Commission seeks feedback on draft rules to boost investment from banks and insurers
date: 22/07/2025
Commission seeks feedback on draft rules to boost investment from banks and insurers
The European Commission is seeking feedback on two key initiatives to boost investment and strengthen the EU's financial system under the Savings and Investments Union strategy.
The Commission published a draft communication for consultation on the prudential treatment of equity exposures by banks under legislative programmes in the Capital Requirements Regulation (CRR). This initiative is part of our ongoing efforts to mobilise additional private funding, particularly from institutional investors such as banks and insurers, to promote innovation and growth in strategic sectors.
We invite all stakeholders, including civil society, consumers, businesses, financial market participants and Member State public authorities, to submit their views by 8 September 2025.
Prudential treatment of equity exposures »
Additionally, the Commission published for stakeholder feedback a draft delegated act reviewing the Solvency II Delegated Regulation. With trillions of assets under management, the insurance sector remains a key European institutional investor and can contribute to the SIU objectives. The draft amendments aim to remove deterrents for insurers to support the long term financing of the European economy, while preserving financial stability and ensuring policyholder protection. Stakeholders are invited to submit comments by 5 September 2025.