In July, we expanded the scope of our Questions and Answers (Q&A) process and tool to enable external stakeholders to submit questions to the EBA about the interpretation and application of the Anti-Money-Laundering Directive and the legal instruments we have issued in its support. In October, we published our first Q&As on EU Delegated Regulation 2019/758. These particular Q&As were about the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries.