In what situation can I claim?
As part of the invalidity insurance, insured disabled persons or those at risk of invalidity are firstly entitled to rehabilitation measures intended to prevent, reduce or eliminate the invalidity:
- early intervention measures;
- medical measures;
- reintegration measures preparing for occupational rehabilitation;
- occupational measures;
- auxiliary equipment;
- daily allowances.
These measures must enable the persons concerned to continue working, readjust to working life or carry out a comparable activity.
If rehabilitation is not possible, entitlement to a pension is considered (see the chapter on Invalidity pensions).
What conditions do I need to meet?
First of all, you need to be insured in the invalidity insurance (AI).
You then need to be disabled or in danger of becoming disabled. This means that, following a health problem, you are totally or partially prevented from engaging in paid employment or from carrying out your usual activities. This health problem must be of a permanent or lasting nature.
Special conditions apply to insured persons under 20 years of age and foreign nationals.
What am I entitled to and how can I claim?
Early intervention measures
Early detection aims at preventing invalidity for persons in work incapacity. It must enable those that may become disabled to be identified as soon as possible.
Workers who have been unable to work for 30 consecutive days or repeatedly absent over the course of a year can declare their situation. This may also be reported by their legal representative, members of their family, their employer, their doctor, the insurances involved, etc.
Early intervention measures aim at keeping insured persons in work incapacity in their current job, or at allowing their rehabilitation in another job within the company or elsewhere (e.g. through adapting the workstation or training).
Medical measures are granted to insured persons up to the age of 20. They include:
- the treatment of congenital diseases;
- medical care directly required for occupational rehabilitation or for rehabilitation in order to carry out usual activities.
Reintegration measures preparing for occupational rehabilitation
These are specifically aimed at people affected by mental problems and whose work capacity has been restricted to at least 50% for 6 months.
They enable them to benefit, for a maximum of 1 year, from reintegration measures (socio-professional measures and occupation programmes) in so far as they serve to create the conditions for the implementation of occupational measures.
These aim to encourage the integration or reintegration of disabled people into active life.
Various measures are offered: professional advice, initial occupational training, professional development, occupational retraining, job placement, capital assistance, etc.
This is intended to support the person in his or her work and everyday life.
The insured person may be given the auxiliary equipment which he or she needs to engage in paid employment (keeping the job and increased efficiency), to carry out usual activities (e.g. housework), or to study, to learn a profession or for training.
These are awarded in addition to rehabilitation measures to ensure the subsistence of the disabled person and his or her family during the execution of the rehabilitation measures.
An insured person is entitled to these from the age of 18 if the rehabilitation measures prevent him or her from engaging in paid employment for at least 3 consecutive days or if his or her work incapacity is at least 50%. Allowances are also provided for people who were not previously working.
The basic daily allowance amounts to 80% of the last income received. When rehabilitation measures require travelling, the costs are also covered.
- Invalidity: reduction in earnings capacity or the capacity to carry out usual activities such as housework following any impairment to physical, psychological or mental health. This incapacity is presumed to be permanent or long-lasting (at least 1 year). It may result from a congenital disease, sickness or accident.
Know your rights
The following links provide additional information about your rights. They are not European Commission sites and do not represent the view of the Commission:
- AVS/AI Information Centre site
- Rehabilitation measures on the AVS/AI Information Centre site
- Federal Social Insurance Office website
- Social insurance: sojourn in Switzerland and departure - information for foreign nationals
European Commission publications:
Who do you need to contact?
The invalidity insurance offices can provide further information and direct you to the appropriate services.
Federal Social Insurance Office (FSIO)
Tel. +41 584629011
Fax +41 584627880