The Directorate-General for Economic and Financial Affairs (DG ECFIN) of the European Commission is pleased to inform you about its newest publication for your free download as PDF:
Consumer Savings Behaviour at Low and Negative Interest Rates
In this paper, the interest rates transmission to savings at low and negative rates is studied by exploiting the microdata from the EU Consumer Survey in combination with data on the monthly nominal interest rates offered on one-year household deposits in financial intermediaries across 19-euro area countries.
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