About this initiative


The evaluation will assess whether the Directive is relevant, effective, efficient, and in line with other EU legislation.

It will focus on:

  • progress made so far
  • the costs and benefits for different stakeholders
  • whether the Directive’s original objectives and tools correspond to current needs
  • whether the EU measures have added value.
Type of act
Staff working document
REFIT, Commission Work Programme, Evaluation


Feedback: closed

Evaluation and Fitness Check Roadmap
More about roadmaps.

Feedback period
07 December 2018 - 04 January 2019 (midnight Brussels time)
View feedback received >
Download (248.9 KB - PDF - 2 pages)

Feedback (7)

  • BIPAR (Belgium)
    4 January 2019 Business association
    BIPAR (Belgium)

    BIPAR supports the European Commission’s initiative to carry out an evaluation of the Distance Marketing of Consumer Financial Services Directive (DMD) in 2019. BIPAR welcomes in particular the Commission’s intention to focus its evaluation on the functioning of the DMD from “a cost/benefit and burden reduction perspective”. Since the adoption of the DMD in 2002, new sector specific EU rules applying to the distribution of financial/insurance...

  • Finance-Watch (Belgium)
    4 January 2019 Non-governmental organisation (NGO)
    Finance-Watch (Belgium)

    Finance Watch supports the evaluation of the directive on distance marketing of financial services and in particular on the consumer experience related to consumer and mortgage credit, as well as investment products and insurance. How does online credit advertisement include correct information? How can qualitative information, necessary advice and creditworthiness assessment be guaranteed together with a strong compliance with GDPR? With...

  • Danish Financial Supervisory Authority (Denmark)
    4 January 2019 Public authority
    Danish Financial Supervisory Authority (Denmark)

    The Danish Financial Supervisory Authority refers to the feedback given by the Danish Competition and Consumer Authority, and add these specific remarks on the interaction with other legislation as a supplement to the remarks by the Danish Competition and Consumer Authority. The Danish Financial Supervisory Authority points out that since the introduction of the Distance Marketing of Financial Services Directive, much of the activity in the...

All feedback (7) >

Public consultation

Feedback: open
Feedback period
09 April 2019 - 02 July 2019 (midnight Brussels time)

The Commission would like to hear your views.

Through public consultations you can express your views on aspects of EU laws and policies before the Commission finalises its proposals. 

Go to consultation >

Commission adoption


Staff working document
More about adopted acts

Planned for
Fourth quarter 2019

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