About this initiative


The evaluation will assess the effectiveness, efficiency, coherence, relevance and EU added value of the Consumer Credit Directive. It will focus on progress made to date, costs and benefits in relation to different stakeholders and whether original objectives and tools of the Directive correspond to current needs. It will also monitor how the Directive works together with other pieces of legislation and whether the EU intervention has delivered additional added value.

Type of act
Staff working document


Feedback: closed

Evaluation and Fitness Check Roadmap
More about roadmaps.

Feedback period
29 June 2018 - 27 July 2018 (midnight Brussels time)
View feedback received >
Download (342.6 KB - PDF - 3 pages)

Feedback (15)

  • Anónimo (France)
    27 juillet 2018 Business association
    Anónimo (France)

    Observations de l’Autorité de régulation professionnelle de la publicité (ARPP, France) en vue de l’évaluation par la Commission européenne de la Directive 2008/48/CE du Parlement européen et du Conseil du 23 avril 2008 concernant les contrats de crédit aux consommateurs : Cf. le document joint.

  • Association of European Radios - AER (Belgium)
    27 July 2018 Business association
    Association of European Radios - AER (Belgium)

    AER is the only Europe-wide trade body representing only radio to the EU institutions in Brussels, representing the interests of over 4500 private/commercial radio stations across the EU28 and in Switzerland. We are happy to be able to comment on the evaluation / roadmap of the Consumer Credit Directive 2008/48/EC. The commercial radio industry fully supports the CCD’s principles of facilitating a well-functioning internal market and ensuring...

  • German Banking Industry Committee (GBIC) (Germany)
    27 July 2018 Business association
    German Banking Industry Committee (GBIC) (Germany)

    The European Commission intends to evaluate the Consumer Credit Directive (2008/48/EC) by way of a public consultation at the end of 2018. The German Banking Industry Committee welcomes this opportunity to present its views in the context of the “Have Your Say” survey and would like to submit the following points for consideration. Overall, it is important that equitable regulations should be adopted which take account of both consumer...

All feedback (15) >

Public consultation

Feedback: closed
Feedback period
14 January 2019 - 08 April 2019 (midnight Brussels time)
Go to consultation >

Commission adoption


Staff working document
More about adopted acts

Planned for
Fourth quarter 2019

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