About this initiative
Delegated regulations enable the Commission to supplement or amend non‑essential parts of EU laws. For example, in order to define detailed measures related to a law.
The Commission prepares the draft and adopts the delegated act after consulting expert groups, composed of representatives from each EU country. If Parliament and Council have no objections, the act enters into force. It then becomes directly applicable in all EU countries.
COMMISSION DELEGATED REGULATION (EU) …/... supplementing Directive (EU) 2016/97 of the European Parliament and of the Council with regard to information requirements and conduct of business rules applicable to the distribution of insurance-based investment products
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20 July 2017 - 17 August 2017
The Commission would like to hear your views.All feedback
BETTER FINANCE (Belgium)
BETTER FINANCE, the European Federation of Investors and Financial Services Users, welcomes this initiative and the opportunity to comment on the Delegated Act on conduct of business rules for the distribution of insurance-based investment products. Retail” financial services are still ranked as the worst consumer markets in the entire European Union according to the European Commission’s Consumer Scoreboard. Therefore, our organization would...
Austrian Federal Economic Chamber Division Bank and Insurance (Austria)
see attached file
Insurance Sweden (Sweden)
For feedback, please see attached file.
CNCIF - CHAMBRE NATIONALE DES CONSEILLERS EN INVESTISSMENTS FINANCIERS (France)
If we agree that manufacturers shall continuously monitor and regularly review insurance products they have brought to the market, shall identify issues and take appropriate action, we consider that they couldn’t systematically inform customers about the remedial action taken as they might have no direct contact with the concerned customers. Moreover, we consider that manufacturers should inform insurance distributors not only about the...
Bonjour, Voici la proposition de la CSCA. Bien cordialement
BIPAR (European Federation of Insurance Intermediaries) (Belgium)
Please find attached BIPAR comments on the IDD DA on conduct of business rules for the distribution of insurance-based investment products (IBIPs)