close× Info message:This event has ended.


Personal pensions have a significant potential to encourage more long-term savings while providing additional financing to productive investments, thereby contributing to building the Capital Markets Union.

In the 2016 Communication on the "Capital Markets Union – Accelerating Reform", following up on the Commission Action Plan on the Capital Markets Union, the Commission engages to consider proposals for a simple, efficient and competitive EU personal pension product.

The Commission conducted a public consultation with stakeholders and citizens which closed on 31 October 2016.

The objective of the Public Hearing was to give an opportunity to stakeholders and citizens to discuss the issues that prevent the uptake of personal pensions and provide practical suggestions to overcome existing barriers.

Format of the Public Hearing

Vice-President Dombrovskis delivered the opening keynote speech and Vice-President Katainen closed the conference. Commissioner Thyssen also delivered a keynote speech.

Representatives of the industry, consumer associations and the Commission provided their views and engaged with the public along 4 panel sessions:

Session 1:

The need for promoting personal pensions in the EU. Demographic challenges, market developments, innovation.

Session 2:

What do individuals expect from personal pensions as a way to ensure sufficient income in retirement? What should an attractive personal pension look like?

Session 3:

Mobility of pensions: what features should an attractive personal pension have in a competitive EU market?

Session 4:

Challenges of implementing an EU Personal Pensions Framework.

Watch the Public Hearing

Watch the video of the hearing


DownloadPDF - 317 KB

Practical information

24 October 2016, 8.30 (CEST)
Charlemagne building
Rue de la Loi 170
1000 Brussels