Actions listed in the original action plan of September 2015

Increase choice and competition for retail consumers

Green paper on consumer financial services and insurance

Progress to date
Next steps
  • Follow-up to the Action plan

Help retail investors to get a better deal

EU retail investment product markets assessment

Progress to date
Next steps
  • Results of the study expected by the end of 2017
  • Follow-up actions have been introduced in the mid-term review of June 2017. See relevant section below

Support saving for retirement

Assessment of the case for a policy framework to establish European personal pensions

Progress to date
Next steps

Actions as set out in the mid-term review of June 2017

Personal pensions

Legislative proposal on a pan-European personal pension product (follow-up action)

Progress to date

Retail investment product markets

Follow-up to study on distribution systems of retail investment products across the EU. Recurrent reporting by the European supervisory authorities (ESAs) of cost and performance of the principal categories of long-term retail investment and pension products. Feasibility study on the development of a centralised hub for mandatory disclosure requirements and related services (follow-up action)

Progress to date

Retail investor engagement

Based on Member States experience with Investment Savings Account and an existing study on employee share ownership schemes, develop best practices (new action)