EU rules on prudential requirements aim to make the financial sector more stable while ensuring it can support the economy.
The EU provides a framework for authorities to manage bank failures effectively.
EU legislation protects bank deposits in the case of bank failure.
Information on the European Commission's proposal on banking structural reform, which aims to strengthen the stability of the largest banks.
A single bankruptcy procedure can be applied to credit institutions in all EU countries.
In the wake of the financial crisis, the EU adopted rules on credit rating agencies to restore market confidence and increase investor protection.
Many of the prudential requirements applicable to banks also apply to investment firms. The EU is considering if these rules are appropriate for investment firms, or if a new, more targeted set of rules is needed.
The EU is working to integrate and improve the efficiency of the covered bonds market.