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"New zero-interest companies" has the aim of supporting, throughout Italy, the creation of micro and small businesses made up mainly of young people between the ages of 18 and 35 or by women of all ages.
It provides zero interest rate financing for business projects with a cost of up to € 1.5 million and can cover up to 75% of the total eligible costs. For the remaining 25%, co-financing by the company is required, either through own resources or through bank financing.
Are eligible the initiatives for:
Moreover, projects related to sectors of particular relevance for the development of youth entrepreneurship, in the tourist-cultural chain and related to social innovation can also be admitted.
It is fundamental that in the regional territory there are base infrastructures that let the SMEs to innovate. Moreover, is important that the actors in the entrepreneurial ecosystem cooperate and collaborate. One factor that could affect the achievement of this measure is the lack of resources in order to finance the boost and growth of SMEs. It is important that in order to foster the entrepreneurship there must be also financial resources.
Regional Stakeholders should have an overall picture of the economic performance in order to understand what are the main weaknesses. After this, they should understand what are the actual resources (infrastructure, actors, etc.) in the regional territory and what is missing for reaching the goal of the measure. Having an Ex-Ante analysis is important to launch this kind of measure. One thing to avoid is not involving the main actors of the entrepreneurial ecosystem. Besides analysing economic indicators, there must be also interviews with the main stakeholders of the regional territory.