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Financial and Support Instruments for Fuel Poverty in Social Housing (FINSH)

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The aim of the project FinSH was to develop relevant support schemes to address financial and social barriers to access to energy efficiency retrofitting in social housing. It contributed to the reduction of fuel poverty and to the increase of energy saving in social housing in Europe. One key of the project is to combine financial, social and energy approaches. The project includes both analysis of financial products to foster energy efficiency retrofitting and development of practical support guidelines to increase the access to these financial products for fuel-poor households and social housing companies. This will aid organisations throughout Europe working with social housing tenants who are at risk of fuel poverty, to encourage them participate to energy efficiency programmes and measures. The project will work closely with banks, energy and social experts and with relevant current EU and national initiatives. The project will be widely disseminated.


  • Financial products and related necessary social schemes to increase energy efficient retrofit in social housing
  • Enhanced communication and networking between actors from various expertises: finance, social, energy.
  • Increased information on existing financial possibilities to increase the use of energy efficient equipment and retrofit
  • Contribution from the project to the increase of energy savings and CO2 reduction.

Lessons learned

  • Financial products and mechanisms are quickly evolving. The financial crisis and the context of high oil prices in 2008 have increased awareness on energy poverty. The transferability of reviewed financial mechanisms is not high as most products are developped to match specific local conditions. Most schemes are public financing schemes.
  • During the project, the legislative context for energy poverty has been evolving with a new European definition of energy poverty.
  • Financial mechanisms are only part of a process to improve energy efficiency measures in low-income households. FINSH provided a methodology to enhance or develop a comprehensive strategy. The most visible results have been achieved in Germany with the development of a comprehensive mechanism in the Magdeburg city as well as in Cardiff where SWEA filled a gap between the Tenant Liaison department and the Housing, Energy and Sustainability team.

Partners and coordinator

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Groupe Energies Renouvelables Environnement et Solidarités
Contact point: 
Marie-Aimée Quadrio


Key documents

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In brief

01/12/2007 to 31/05/2010
Contract number: 

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