In Europe the mobile payments market is very fragmented with systems and pilots developed mostly at national level. Technical solutions are sometimes specified in standards organizations and consortia, but the emergence of a pan-European marketplace for m-payments might still be inhibited by the lack of cross-border standardized/interoperable technical solutions.
With regard to security in particular, the multiplicity of technical solutions adds to market fragmentation, to the complexity of the cost of rolling out and running the service. This ultimately constitutes a barrier (maybe the major barrier) to market uptake that all players, whatever their strategies and positions in the value chain, have a common interest in overcoming.
In view of this market context the European Commission and ETSI are co-organizing a workshop to kick start a collaborative effort to define a generic (i.e. technology agnostic) standardized security platform to enable secure and interoperable m-payments service delivery.