Leaders of European banks have just presented their views on digital transformation to Commissioner Oettinger and VP Dombrovskis. During a round table meeting on banking in the digital age, they identified a range of issues related to e-identification, data, cloud services, cybersecurity, platforms, payments and digital skills.

 

 

 

'> Syntax error in document.
Can't rewrite url because it is too large.
Transformation aborted.
image/png;base64,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" width="218" />