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Payment Services Directive

2007/64/EC
Name: Payment Services Directive
Full title: Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC
On EUR-lex : 32007L0064

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Here is a list of all questions related to this legislative act. Where a question is linked to multiple provisions, only one provision is displayed. A standard list of issues is used for the question titles.

159 item(s) found, displaying 1 to 159   Page(s): 1, Item(s) per page:  Show by page  
ID Sort by Ref Sort by Issue Sort by Sub-Issue Sort by Article Sorted in descending order Annex Sort by Recital Sort by
2 2 Payment Institution Application
124 120 Scope Billing and settlement plans
139 135 Payment transactions Card transactions
1035 Direct debits to mortgage accounts Direct Debits
132 128 Entry into force EFTA States
1060 Access to payment systems IBAN and BIC correct, although costs
25 23 Execution of a payment transaction Irrevocability
1053 Access to payment systems Limitations introduced by the national law 16
140 136 Scope Limited network
1025 Refusal of payment order Mandates
24 22 Payment order Refusal
129 125 Payment services Regular occupation
125 121 Payment transactions Swift message standards
1013 Cross border payments Regulation outsourcing cross-border, re-outsourcing, use of EEA Agents
959 Charges unspecified charges
9 9 Transposition
22 20 Transposition
143 139 issue
984 Payment services I
987 Applicable to currency or georgaphy?
996 E-money
997 E-money
998 E-money
1000 Access to payment systems
1002 Definitions
1003 Definitions
1004 Definitions
1030 Countries and territories
1057 Countries and territories
1059 Countries and territories
1071 PSD - General
19 17 Payment account Credit balances on card accounts (2)(4)
98 96 Transposition Asymmetric transposition of PSD 94(1)
4 4 Transitional measures Grandfather clause 88(2)
127 123 Charges Full harmonisation 86(1)
1069 Liability 78
97 95 Payment transactions Defectively executed 75(2)
95 93 Liability Errors caused by the payment service user 75(1)
1027 Maximum execution time cash withdrawal payment account 73
1 1 Value date Debit value date in case of bank holiday 73(2)
1024 Value date and availability 73(2)
6 6 Value date Credit value date in the event of a bank holiday 73(1)
93 91 Value date and availability Currency conversion 73(1)
992 Immediate availability of funds 71
993 Definition of Immediately 71
111 107.3 Maximum execution time Availability of funds for card transactions 70
103 101 Availability of funds No payee account at the receiving bank 70
92 90 Availability of funds No payee's payment account 70
119 115 Maximum execution time Card transactions 69
90 88 Direct debits Maximum execution time 69(3)
89 87 Payment transactions Value dating and crediting of amount 69(2)
110 107.2 Maximum execution time Card transactions 69(1)
105 103 Maximum execution time Paper-initiated transactions 69(1)
82 80 Maximum execution time Paper-inititated transactions 69(1)
109 107.1 Maximum execution time Scope 68(1)(c)
88 86 Charges Full amount principle 67(1)
87 85 Direct debits Irrevocability 66(3)
118 114 Irrevocability Charge backs 66(2)
86 84 Card transactions Irrevocability 66(2)
1021 Irrevocability 66(2)
84 82 Refusal of payment order Notification 65(1)
83 81 Point in time of receipt Future payments 64(2)
989 Cut-off times 64(1)
81 79 Refund right Moment of start 63(2)
80 78 Refund right Calculation of period 63(1)
107 105 Charges Debiting fees from accounts 62
104 102 Payment transactions Initiation 62
117 113 Payment transactions Refunds for card transactions 62
79 77 Refund right Exclusion 62(3)
116 112 Payment transactions Evidence on authentication and execution of card transactions 59(2)
77 75 Direct debits Proof of authentication 59(1)
76 74 Payment transactions Authorisation 58
115 111 Payment transactions Notification of unauthorised or incorrectly executed payment card transactions 58
75 73 Payment instrument Prevention of use of lost or stolen payment instrument 57(1)
72 70 Direct debits Authorisation 54(3)
73 71 Direct debits Revocability 54(3)
71 69 Payment transactions Authorisation 54(2)
70 68 Payment transaction Authorisation after execution 54(1)
69 67 E-money Derogation 53(3)
106 104 Charges SHARE, BEN and OUR 52
102 100 Charges ATM surcharging 52(3)
126 122 Charges Surcharge prohibition for ATM transactions 52(3)
114 110 Charges Surcharging 52(3)
68 66 Charges Intermediaries' services 52(2)
113 109 Charges SHARE principle 52(2)
66 64 Businesses Non-application of certain provisions 51(1)
65 63 Payment transactions Currency conversion 49(2)
112 108 Currency conversion Scope of application 49(2)
64 62 Payment transactions Currency 49(1)
1042 Currency conversion 49(1)
62 60 Value date Credit value date for transactions over the counter 48(1)(e)
58 56 Individual payment transactions Interest rate 47(1)(c)
56 54 Individual payment transactions Reference 47(1)(a)
52 50 Exchange rate Calculation 44(3)
51 49 Framework contracts Right of cancellation 44(1)
50 48 Supervisory authority Information about relevant authority 42(1)(b)
49 47 Framework contracts Right of cancellation 42(1)(a)
99 97 Payer Identification 39(a)
123 119 Payment transactions References for card transactions 38
46 44 Single payment transactions Reference 38(a)
1058 Access to payment systems Providing of information 37(1)
45 43 Single payment transactions Maximum execution time 37(1)(b)
44 42 Single payment service transactions Means of distance communication 36(2)
43 41 Single payment transactions Information to be 'made available' 36(1)
42 40 Information requirements Single payment transactions within a framework contract 35(2)
41 39 Charges Provision of information 32(3)
14 13.2 Access to payment systems Three-party schemes 28(2)
923 Access to payment systems 28(2)
134 130 Payment systems Access to designated systems 28(2)(a)
15 13.3 Access to payment systems Card schemes designated under the Settlement Finality Directive 28(2)(a)
13 13.1 Access to payment systems Card schemes 28(1)
120 116 Access to payment systems Impact on card schemes rules 28(1)
144 140 Record keeping 'Appropriate records' 19
121 117 Cross-border credit Refund period 16
20 18 Credit Refund period over 12 months 16
12 12 Payment institutions activities Credit 16(3)
1010 Access to payment systems Credit cards 9
1036 Payment institutions activities Safeguarding requirements 9(2)
976 Safeguarding of funds received from the payment service users - credit cards 9(1)
1065 Access to payment systems 9(1)
1037 Payment institutions activities Safeguarding requirements 9(1)(a)
7 7 Clarification of 'payment volume' 8
136 132 Relevant indicator Components 8(1)(c)
135 131 Fixed overheads Calculation 8(1)(a)
1047 Own funds calculated in accordance with method C relevant indicator 8(1)(C)
100 98 Payment accounts Acquiring 4
35 33 Payment institutions Agents 4
40 38 Definitions Business day (public holiday) 4
32 30 Definitions Consumer 4
38 36 Definitions Durable medium (web link) 4
17 15 Definitions Group 4
34 32 Unique identifiers IBAN and BIC 4
37 35 Definitions Means of distance communication 4
39 37 Definitions Micro-enterprises 4
36 34 Definitions Payment instrument 4
33 31 Payment account Saving accounts, credit accounts, etc. 4
101 99 Payment accounts Versus giro accounts 4
11 11 Payment account versus mortgage accounts 4
1070 E-money 4
1034 Definitions Scope of definition of 4(3)
1049 Definitions 4(14)
983 Framework contracts Example 4(12)
16 14 Scope ATM operators 3(o)
31 29 Scope Independent ATMs 3(o)
21 19 Scope Payment transactions between a parent undertaking and its subsidiary 3(n)
30 28 Scope Payment transactions within a group 3(n)
1044 Scope mobile operator payment services 3(l)
29 27 Scope Limited network 3(k)
28 26 Scope Technical service providers 3(j)
133 129 Scope Collective investment undertakings 3(i)
27 25 Scope Payment transactions related to securities 3(i)
10 10 Scope Clearing and settlement service models 3(h)
108 106 Scope Cheques 3(g)
26 24 Scope Cash-back 3(e)
1078 Access to payment systems 3(b)
122 118 Scope Payment services in private currencies 2(2)
142 138 Meaning of 'provided within the Community' for the purposes of Article 2(1) 2(1)
141 137 Application to EEA branches of non-EEA credit institutions 1(1)
1073 Payment Institution 1(1)(d)

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