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Payment Services Directive

2007/64/EC
Name: Payment Services Directive
Full title: Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC
On EUR-lex : 32007L0064

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159 item(s) found, displaying 1 to 159   Page(s): 1, Item(s) per page:  Show by page  
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1078 Access to payment systems 3(b)
1073 Payment Institution 1(1)(d)
1071 PSD - General
1070 E-money 4
1069 Liability 78
1065 Access to payment systems 9(1)
1060 Access to payment systems IBAN and BIC correct, although costs
1059 Countries and territories
1058 Access to payment systems Providing of information 37(1)
1057 Countries and territories
1053 Access to payment systems Limitations introduced by the national law 16
1049 Definitions 4(14)
1047 Own funds calculated in accordance with method C relevant indicator 8(1)(C)
1044 Scope mobile operator payment services 3(l)
1042 Currency conversion 49(1)
1037 Payment institutions activities Safeguarding requirements 9(1)(a)
1036 Payment institutions activities Safeguarding requirements 9(2)
1035 Direct debits to mortgage accounts Direct Debits
1034 Definitions Scope of definition of 4(3)
1030 Countries and territories
1027 Maximum execution time cash withdrawal payment account 73
1025 Refusal of payment order Mandates
1024 Value date and availability 73(2)
1021 Irrevocability 66(2)
1013 Cross border payments Regulation outsourcing cross-border, re-outsourcing, use of EEA Agents
1010 Access to payment systems Credit cards 9
1004 Definitions
1003 Definitions
1002 Definitions
1000 Access to payment systems
998 E-money
997 E-money
996 E-money
993 Definition of Immediately 71
992 Immediate availability of funds 71
989 Cut-off times 64(1)
987 Applicable to currency or georgaphy?
984 Payment services I
983 Framework contracts Example 4(12)
976 Safeguarding of funds received from the payment service users - credit cards 9(1)
959 Charges unspecified charges
923 Access to payment systems 28(2)
144 140 Record keeping 'Appropriate records' 19
143 139 issue
142 138 Meaning of 'provided within the Community' for the purposes of Article 2(1) 2(1)
141 137 Application to EEA branches of non-EEA credit institutions 1(1)
140 136 Scope Limited network
139 135 Payment transactions Card transactions
136 132 Relevant indicator Components 8(1)(c)
135 131 Fixed overheads Calculation 8(1)(a)
134 130 Payment systems Access to designated systems 28(2)(a)
133 129 Scope Collective investment undertakings 3(i)
132 128 Entry into force EFTA States
129 125 Payment services Regular occupation
127 123 Charges Full harmonisation 86(1)
126 122 Charges Surcharge prohibition for ATM transactions 52(3)
125 121 Payment transactions Swift message standards
124 120 Scope Billing and settlement plans
123 119 Payment transactions References for card transactions 38
122 118 Scope Payment services in private currencies 2(2)
121 117 Cross-border credit Refund period 16
120 116 Access to payment systems Impact on card schemes rules 28(1)
119 115 Maximum execution time Card transactions 69
118 114 Irrevocability Charge backs 66(2)
117 113 Payment transactions Refunds for card transactions 62
116 112 Payment transactions Evidence on authentication and execution of card transactions 59(2)
115 111 Payment transactions Notification of unauthorised or incorrectly executed payment card transactions 58
114 110 Charges Surcharging 52(3)
113 109 Charges SHARE principle 52(2)
112 108 Currency conversion Scope of application 49(2)
111 107.3 Maximum execution time Availability of funds for card transactions 70
110 107.2 Maximum execution time Card transactions 69(1)
109 107.1 Maximum execution time Scope 68(1)(c)
108 106 Scope Cheques 3(g)
107 105 Charges Debiting fees from accounts 62
106 104 Charges SHARE, BEN and OUR 52
105 103 Maximum execution time Paper-initiated transactions 69(1)
104 102 Payment transactions Initiation 62
103 101 Availability of funds No payee account at the receiving bank 70
102 100 Charges ATM surcharging 52(3)
101 99 Payment accounts Versus giro accounts 4
100 98 Payment accounts Acquiring 4
99 97 Payer Identification 39(a)
98 96 Transposition Asymmetric transposition of PSD 94(1)
97 95 Payment transactions Defectively executed 75(2)
95 93 Liability Errors caused by the payment service user 75(1)
93 91 Value date and availability Currency conversion 73(1)
92 90 Availability of funds No payee's payment account 70
90 88 Direct debits Maximum execution time 69(3)
89 87 Payment transactions Value dating and crediting of amount 69(2)
88 86 Charges Full amount principle 67(1)
87 85 Direct debits Irrevocability 66(3)
86 84 Card transactions Irrevocability 66(2)
84 82 Refusal of payment order Notification 65(1)
83 81 Point in time of receipt Future payments 64(2)
82 80 Maximum execution time Paper-inititated transactions 69(1)
81 79 Refund right Moment of start 63(2)
80 78 Refund right Calculation of period 63(1)
79 77 Refund right Exclusion 62(3)
77 75 Direct debits Proof of authentication 59(1)
76 74 Payment transactions Authorisation 58
75 73 Payment instrument Prevention of use of lost or stolen payment instrument 57(1)
73 71 Direct debits Revocability 54(3)
72 70 Direct debits Authorisation 54(3)
71 69 Payment transactions Authorisation 54(2)
70 68 Payment transaction Authorisation after execution 54(1)
69 67 E-money Derogation 53(3)
68 66 Charges Intermediaries' services 52(2)
66 64 Businesses Non-application of certain provisions 51(1)
65 63 Payment transactions Currency conversion 49(2)
64 62 Payment transactions Currency 49(1)
62 60 Value date Credit value date for transactions over the counter 48(1)(e)
58 56 Individual payment transactions Interest rate 47(1)(c)
56 54 Individual payment transactions Reference 47(1)(a)
52 50 Exchange rate Calculation 44(3)
51 49 Framework contracts Right of cancellation 44(1)
50 48 Supervisory authority Information about relevant authority 42(1)(b)
49 47 Framework contracts Right of cancellation 42(1)(a)
46 44 Single payment transactions Reference 38(a)
45 43 Single payment transactions Maximum execution time 37(1)(b)
44 42 Single payment service transactions Means of distance communication 36(2)
43 41 Single payment transactions Information to be 'made available' 36(1)
42 40 Information requirements Single payment transactions within a framework contract 35(2)
41 39 Charges Provision of information 32(3)
40 38 Definitions Business day (public holiday) 4
39 37 Definitions Micro-enterprises 4
38 36 Definitions Durable medium (web link) 4
37 35 Definitions Means of distance communication 4
36 34 Definitions Payment instrument 4
35 33 Payment institutions Agents 4
34 32 Unique identifiers IBAN and BIC 4
33 31 Payment account Saving accounts, credit accounts, etc. 4
32 30 Definitions Consumer 4
31 29 Scope Independent ATMs 3(o)
30 28 Scope Payment transactions within a group 3(n)
29 27 Scope Limited network 3(k)
28 26 Scope Technical service providers 3(j)
27 25 Scope Payment transactions related to securities 3(i)
26 24 Scope Cash-back 3(e)
25 23 Execution of a payment transaction Irrevocability
24 22 Payment order Refusal
22 20 Transposition
21 19 Scope Payment transactions between a parent undertaking and its subsidiary 3(n)
20 18 Credit Refund period over 12 months 16
19 17 Payment account Credit balances on card accounts (2)(4)
17 15 Definitions Group 4
16 14 Scope ATM operators 3(o)
15 13.3 Access to payment systems Card schemes designated under the Settlement Finality Directive 28(2)(a)
14 13.2 Access to payment systems Three-party schemes 28(2)
13 13.1 Access to payment systems Card schemes 28(1)
12 12 Payment institutions activities Credit 16(3)
11 11 Payment account versus mortgage accounts 4
10 10 Scope Clearing and settlement service models 3(h)
9 9 Transposition
7 7 Clarification of 'payment volume' 8
6 6 Value date Credit value date in the event of a bank holiday 73(1)
4 4 Transitional measures Grandfather clause 88(2)
2 2 Payment Institution Application
1 1 Value date Debit value date in case of bank holiday 73(2)