The aim is to protect consumers by making sure that a March 2011 European Court of Justice ruling is fairly applied. The Commission's guidelines will ensure that charges are based on individual behaviour and risk profiles, rather than simply on whether a customer is a man or a woman. This does not mean that women will always pay the same car insurance premiums as men. It does mean that a careful young male driver will no longer pay more for insurance just because he is a man.
The ruling will enter into force in a year's time, on 21 December 2012, and the Commission's Guidelines will help consumers and the industry to prepare in good time.
EU Justice Commissioner Viviane Reding said: "The Commission will remain vigilant in how the industry implements the court’s ruling. I expect that insurers that move to a unisex tariff first will have a competitive advantage on the European market."