Instrumente de accesibilitate
Selector de limbi
Consumer Finance Association
UK Company limited by Guarantee
II - Reprezentanți interni cu activități de lobby și asociații comerciale/de întreprinderi/profesionale
Asociații comerciale și de întreprinderi
Pall Mall, 78
SW1Y 5ES London
Doamna Caroline Walton
Domnul Russell Hamblin-Boone
The Consumer Finance Association (CFA) is a UK trade association which represents the interests of businesses offering short term, unsecured personal loans. CFA members are licensed and regulated by the Office of Fair Trading.
Ours is a modern and innovative form of lending that is not designed to build up long term debt. Customers borrow what is required and pay it back quickly. Delivery is both traditional through high street offices and innovative via the internet. We offer customers short term loans, usually small sums that are due to be repaid in one or two instalments within two months. These loans are sometimes known as 'pay day loans' because the customer usually repays the loan once they have received their salary.
The typical payday loan customer is a young adult or in early middle age, and relatively free of financial commitments such as a mortgage or dependent children. S/he may be averse to running up long term unsecured debt but would rather choose to borrow and repay over a short period to ease personal cashflow when a number of bills arrive at once, or to fund an acquisition or activity.
We are primarily concerned with the provision of unsecured consumer credit supplied by non banks. We are concerned that the EU Consumer Credit Directive 2008 fails to make adequate arrangements for cross border lending by non banks, particularly for on-line lending.
We are also interested in the regulation of unsecured consumer credit throughout the EU.
|Nicio persoană acreditată|
Confederation of British Industry (CBI)
11/2013 - 10/2014
< 9.999 €
Nu am primit finanțare din partea instituțiilor UE în cursul ultimului exercițiu financiar încheiat.
The CFA is a membership organisation entirely funded by its member businesses.
Înregistrându-se, organizaţia a semnat Codul de conduită al Registrului de transparenţă.