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Unforeseen medical treatment - Switzerland

Emergency

Gemeinsame Einrichtung KVG
(Common Institution under the Federal Health Insurance Act)
Tel: +41 32 625 30 30
E-mail: info@kvg.org


Treatment, coverage & costs

Doctors

  • You can consult any doctor registered with the Swiss health insurance scheme.
  • In the majority of Swiss cantons you have to pay the full cost of treatment and you can seek a refund later. In the cantons of Freiburg, Uri and Schwyz the costs will be paid directly by the 'Common Institution under the Federal Health Insurance Act'.

Dentists

  • Your EHIC does not cover dental treatment.

Hospital treatment

  • In an emergency, go to the emergency department of any public hospital.
  • For non-urgent treatment, you will need to be referred to a public hospital by a doctor.
  • If you are admitted to hospital, the invoice will be sent to the Gemeinsame Einrichtung KVG.
  • The Gemeinsame Einrichtung KVG pays for the costs for medical treatment in a public hospital ward.
  • If you choose to stay in a private hospital or in a semi-private or private ward of a public hospital, you will have to pay the difference.

Prescriptions

  • Prescription medicines are reimbursable, if they appear on the official lists of covered medicines.

Ambulance

  • The healthcare system pays up to 50% of the cost – up to CHF 500 per calendar year. You will need to pay the rest yourself.
  • The remaining costs are non-refundable in Switzerland

Air ambulance and emergency rescue

  • The healthcare system pays 50% of the cost of emergency rescue – up to CHF 5000 per calendar year. You will need to pay the rest yourself.
  • The remaining costs are non-refundable in Switzerland.

Reimbursement

  • If you have to pay for care, you can send the original bill to

Gemeinsame Einrichtung KVG
(Common Institution under the Federal Sickness Insurance Act)
Gibelinstrasse 25
Postfach
CH-4503 Solothurn

Tel: +41 32 625 30 30
E-mail: info@kvg.org

  • Include your bank details (IBAN, BIC, address) for a quick and cost-free transfer.
  • If you were unable to make a claim during your stay, contact your national health insurance provider when you get home.

Patient contribution

  • You will have to pay a standard fee for each 30-day period of treatment (currently CHF 92 for adults and CHF 33 for those aged 18 and under).
  • In case of in-patient stay, an additional daily contribution CHF 15 is charged for adults. Those under 18 years old, young students (up to the age of 25) and women receiving maternity services are exempt from the hospital contribution.

Dialysis, oxygen & chemotherapy

Contact a hospital or a doctor in the area where you will be staying well before you travel to book treatment.

How do I apply for an EHIC?

  • There is no direct link to a web application to apply for the EHIC

Doctors & hospitals accepting the EHIC

  • There is no link with a list of doctors and hospitals in Switzerland that accept the EHIC

Loss of card

Contacts for holders of EHICs issued in Switzerland

Gemeinsame Einrichtung KVG

(The Common Institution under the Federal Sickness Insurance Act)

Tel: +41 32 625 30 30
E-mail: info@kvg.org