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Commission’s role in SEPA

The Payment Services Directive provides the necessary legal framework for SEPA. The European Commission is also involved in SEPA in the following ways:

SEPA migration

Regulation on end-dates

26.02.2014
  • Regulation (EU) No. 248/2014 amending Regulation (EU) No 260/2012 as regards the migration to Union-wide credit transfers and direct debits
04.02.2014
The European Parliament approves the transition period of 6 months for the migration towards SEPA
09.01.2014
Deadline for SEPA migration: Commission introduces an additional transition period of six months (until 1 August 2014)
23.07.2013
14.03.2012
  • Regulation (EU) No 260/2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009

See also: background documents

Annual progress reports

The reports have been prepared in response to the mandate provided in the ECOFIN Council Conclusions of 22 January 2008 (Press release 5372/08pdf, p. 14–15).

17.05.2011
Progress Report 2010pdf Choose translations of the previous link 
02.12.2009
Progress Report 2009pdf Choose translations of the previous link 
11.03.2009
Progress Report 2008pdf Choose translations of the previous link 

Public administrations’ migration to SEPA

To measure progress with SEPA by public administrations, the Commission launched a survey on their preparedness and migration in June 2008 covering the period from the launch of SEPA (28.01.2008) to August 2008. The Commission repeated the survey in the following years.

12.10.2012
Results of the 6th surveypdf Choose translations of the previous link 
11.11.2011
Results of the 5th surveypdf Choose translations of the previous link 
04.02.2011
Results of the 4th surveypdf Choose translations of the previous link 
19.10.2010
Results of the 3rd surveypdf Choose translations of the previous link 
22.07.2009
Results of the 2nd surveypdf Choose translations of the previous link 
12.05.2009
Results of the 1st surveypdf Choose translations of the previous link 

EU Forum of national SEPA Coordination Committees

The EU Forum provides an opportunity for national SEPA Coordination Committees to familiarize themselves with the activities of their European counterparts, debate issues of common interest with the EU institutions and exchange information and good practices about SEPA migration. The forum is chaired by the Commission and it is intended to hold meetings twice a year.

25.02.2014
12th meeting of the Forum
14.11.2013
11th meeting of the Forum
18.06.2013
10th meeting of the Forum
23.10.2012
9th meeting of the Forum
22.06.2012
8th meeting of the Forum
09.11.2011
7th meeting of the Forum
18.05.2011
6th meeting of the Forum
22.10.2010
5th meeting of the Forum
05.05.2010
4th meeting of the Forum
20.10.2009
3rd meeting of the Forum
30.03.2009
2nd meeting of the Forum
21.10.2008
1st meeting of the Forum

SEPA roadmap

On 10 September 2009 the Commission adopted a Communication on “Completing SEPA: a Roadmap for 2009-2012”. The Communication presents a series of actions to be undertaken by EU and national authorities, banking industry and users to achieve the full implementation of the SEPA program.

See also: 1st implementation report on the SEPA Roadmap for 2009-2012, SEC(2010)1585