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Payment cards

Payment cards are the most commonly used electronic payment instrument. A payment card allows its holder to access funds and to make payments either on credit (credit card), either by debiting an account (debit card).

 Legislation and other Community acts

  • Regulation (EC) No 2560/2001 of the European Parliament and of the Council of 19 December 2001 on cross-border payments in euro
  • Commission Recommendation 97/489/EC of 30 July 1997 concerning transactions by electronic payment instruments and in particular the relationship between issuer and holder

 Studies

 FAQ

  • Regulation on cross-border payments in euros to apply from 1 July 2002, MEMO/02/154

 Press releases

27.6.2002  New EU rules mean cheaper cash withdrawals and bank card payments abroad, IP/02/941