Transposition of PSD

Questions & answers

• Questions and answers (from 23.2.1011)
• Questions and answers (until 22.2.2011)

Transposition by Member State

• Results of the study on the transposition of the PSD
• Information of the transposition plans of the Member States (February 2011)

Member States’ options

After the formal adoption by the Council and the European Parliament, Member States had around two years to adopt the national rules implementing the Payment Services Directive into domestic law. Despite a full harmonisation approach retained by the PSD, as many as 23 optional provisions left a certain margin of discretion to the Member States. A dedicated page of our website shows you a complete list of the options.

More information

• National public registers of payment institutions (Article 13)
• Competent authorities for the authorisation and supervision of payment institutions (Article 20)
• Competent authorities for the access to payment systems (Article 28)
• Competent authorities for handling complaints (Article 80)
• Out-of-court complaint bodies (Article 83)
• Guidelines for the exercise of the right of establishment and freedom to provide services in other EEA States (Article 25), update: June 2011

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