Consultation on Bank accounts
| 25.7.2012 |
Summary of responses |
| 27.3.2012 | Consultation on bank accounts for Erasmus/exchange students, closed |
Special Eurobarometer on retail financial services
This Eurobarometer survey examines public opinion in the area of retail financial services (bank accounts, mortgage credit, consumer credit, stocks/bonds/shares, investment funds, insurance and payments). The survey covered 26 856 EU citizens in all 27 EU Member States. It analyses the way in which retail financial services are perceived at the EU level and within individual Member States. It also provides cross-country comparisons and socio-demographic analysis to help understand how different sections of society perceive and use retail financial services. The results show large differences in the financial products and services held by European consumers. Moreover, European consumers are extremely immobile when it comes to financial services; many fail to shop around for financial products and the majority have not switched providers for existing products. Given the level of domestic immobility, it is not surprising that levels of direct cross-border activity also remain low.
| 17.2.2012 |
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Review of policy for retail financial services
The Commission has engaged in a comprehensive review of the single market to ensure that its policies are fit for the 21st century. Retail financial services represent an important part of this review. Alongside the Communication on a single market for 21st century Europe, the Commission has published a Staff Working Document on its initiatives in the area of retail financial services.
Building on the Commission's strategy for retail financial services outlined in the Green Paper on Retail Financial Services and taking into account the issues identified in the wealth of contributions received, the document identifies several areas where work should be undertaken to improve the competitiveness and efficiency of European retail financial services markets.
Commission staff working paper on initiatives in the area of retail financial services
| 20.11.2007 |
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Green Paper on retail financial services in the single market
| 18.9.2007 |
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| 2.5.2007 | Green Paper on Retail Financial Services in the Single Market, COM(2007)226
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Public hearing on retail financial services
| 26.11.2007 | Report  of the public hearing | |
| 19.9.2007 | Programme | |
| Hearing documents (speeches, presentations, etc.) | ||
| Welcome address | Jörgen Holmquist |
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| European Parliament | Ieke van den Burg |
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| Debate 1: Empowering European consumers | Eddy Wymeersch |
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| Debate 2: Enhancing consumer confidence | Isabel Mendes Cabeçadas  
Michaela Koller |
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| European Commission | Meglena Kuneva |
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| European Parliament | Arlene McCarthy |
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| Debate 3: Price, quality and choice for consumers | Surd Kováts
Guido Ravoet
Hervé Guider |
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| Closing address | Charlie McCreevy, SPEECH/07/548 |
Study on interest rate restrictions
| 15.6.2011 | Summary of responses
Replies authorised for publication |
| 25.1.-22.3.2011 | Consultation on the final report |
| September 2010 | Final report |
| 23.1.2010 | Contract award notice, 2010/S 16-020086 |
| 27.6.2009 | Call for tender, 2009/S 121-175638 |