Comments on the Green Paper on Retail
Financial Services
Member States’ authorities & other public bodies
Service providers
ABN AMRO, NL
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AEGON N.V., NL
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Allianz Polska Group, PL
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| Association belge des Banques et des Sociétés de
bourse (Febelfin), BE
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| Association Française de la Gestion financière (AFG), FR
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Association Française des Intermédiaires Bancaires (AFIB),
FR
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| Association Française des Sociétés Financières (ASF), FR
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| Association of British Insurers (ABI), UK
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| Association of Czech Building Societies – Asociace
českých stavebních spořitelen (AČSS),
CZ
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| Association of Finance Brokers (AFB), UK
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Association of German Banks –
Bundesverband deutscher Banken, DE
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| Association of Independent Financial Advisers (AIFA), UK
|
| Association of International Life Offices (AILO),
international
+
annex |
| Association of Mortgage Intermediaries (AMI), UK
|
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Assogestioni, IT
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Assuralia, BE
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| Austrian Insurance Association – Versicherungsverband
Österreich (VVO), AT
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Aviva plc, UK
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AXA, FR
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| Banco Bilbao Vizcaya Argentaria (BBVA),
ES
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Bankenfachverband e.V., DE
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Barclays PLC, UK
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| British Bankers’ Association (BBA), UK
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| Building Societies Association (BSA), UK
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Bundesverband Investment und Asset Management e.V. (BVI), DE
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Citi, UK
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Comité des Constructeurs Français d'Automobiles (CCFA) & Consel
National des Professions de l’automobile (CNPA), FR
|
| Conference of Financial Companies in Poland – Konferencja
Przedsiębiorstw Finansowych w Polsce (KPF), PL
|
| Council of Mortgage Lenders (CML), UK
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Crédit Agricole SA, FR
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Danish Bankers’ Association
– Finansrådet, DK
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Deutsche Bank, DE
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| Deutscher Sparkassen- und Giroverband e.V. (DSGV), DE
|
| Dutch association of independent financial and insurance
advisors – Netwerk Voor Bedrijfsmatig Archiveren (NBVA), NL
|
| Dutch Association of Insurance Intermediaries and Financial
Advisors (NVA), NL
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Dutch Association of Insurers
– Verbond van Verzekeraars, NL
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| Dutch Bankers’ Association – Nederlandse Vereniging van
Banken (NVB), NL
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EuroCommerce, EU
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Eurofinas, EU
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| European Association of Co-operative Banks (EACB), EU
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European Banking Federation (EBF), EU
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| European Banking Industry Committee (EBIC), EU
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| European Federation for Retirement Provision (EFRP), EU
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| European Federation of Building Societies (EFBS), EU
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| European Federation of Insurance Intermediaries (BIPAR), EU
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| European Financial Services Round Table (EFR), EU
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European Insurance and Reinsurance Federation (CEA), EU
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| European Mortgage Federation (EMF), EU
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| European Savings Banks Group (ESBG), EU
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| Fédération Bancaire Française (FBF), FR
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| Fédération Européenne des Conseils et Intermédiaires
Financiers (FECIF), EU
|
| Fédération Française des Sociétés d'Assurances (FFSA), FR
|
| Fédération Nationale des Agents Généraux d'Assurances (AGEA),
FR
|
Federation of Finnish Financial Services – Finanssialan
Keskusliitto (FKL), FI
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| Fidelity International (FIL), UK
|
| Finance & Leasing Association (FLA), UK
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Financial Services Industry, UK
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First Data International (FDI), UK
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GE Money,
international
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German Insurance Association – Gesamtverband der Deutschen
Versicherungswirtschaft e.V. (GDV), DE
+ annexes
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|
Groupement des Cartes Bancaires (CB), FR
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ING, NL
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| Institute of Financial Services (IFS), MT
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| International Association of Legal Expenses Insurance
(RIAD), international
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Intesa Sanpaolo Group, IT
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Intrum Justitia, SE
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| Investment & Life Assurance Group (ILAG), UK
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| Investment Management Association (IMA), UK
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| Irish Banking Federation (IBF),
IE
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| Italian Banking Association – Associazione Bancaria Italiana (ABI), IT
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| Liechtensteinischer Bankenverband (LBV), LI
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Payments Council, UK
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PayPal, EU
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PMI
Europe, EU
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Prudential plc, UK
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| Raiffeisen Bankengruppe Österreich, AT
|
| Raiffeisen Capital Management (RCM), AT
|
| Royal & Sun Alliance Insurance Group Plc (R&SA), UK
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| Royal Bank of Scotland (RBS), UK
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Skandia Life UK Group, UK
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| Spanish Banking Association – Asociación Española de Banca (AEB), ES
|
| Spanish Confederation of Savings Banks – Confederación
Española de Cajas de Ahorros (CECA), ES
|
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Swedish Bankers’ Association
– Svenska Bankföreningen, SE
|
| Syndicat des Intermédiaires en Opérations de Banque (SIOB),
FR
|
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UniCredit Group, EU
|
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Visa Europe, EU
|
| World Council of Credit Unions, Inc. (WOCCU), international
|
Users
Altroconsumo, IT
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Asociación de usuarios de Bancos, Cajas y Seguros (ADICAE), ES
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Associação Portuguesa Para a Defesa do Consumidor (DECO), PT
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|
Association for Consumers’ Protection, RO
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| Association Force Ouvrière Consommateurs (AFOC), FR
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| Association Française des Usagers des Banques (AFUB), FR
|
| Association of Service Users – Asociácia
užívateľov služieb (AUS), SK
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| British Retail Consortium (BRC), UK
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| Catalan Consumer Agency – Agència Catalana del Consum, ES
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Central Chamber of Commerce
– Keskuskauppakamari (KKK), FI
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| Centre de recherche et d'information des organisations des
consommateurs (CRIOC), BE
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| Confederation of British Industry (CBI), UK
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| Confédération syndicale les familles (CSF), FR
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|
Consommation, Logement et Cadre de Vie (CLCV), France
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Consumatori Associati, IT
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Consumentenbond, NL
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Cyprus Consumers Association, CY
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| Danish Shareholders Association – Dansk
Aktionærforening (DAF), DK
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| European Community of Consumer Cooperatives (EuroCoop), EU
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| European Consumers’ Organisation (BEUC), EU
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| Fédération française des Associations Indépendantes de
Défense des Epargnants pour la Retraite (FAIDER), FR
|
|
Federation of Finnish Enterprises
– Suomen Yrittäjät, FI
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| Federation of German Consumer Organisations – Verbraucherzentrale Bundesverband (vzbv), DE
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| Finnish Consumers’ Association – Suomen Kuluttajaliitto, FI
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| Institut national de la consommation (INC), FR
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National Association for Consumer Protection – Országos Fogyasztóvédelmi Egyesület (OFE), HU
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Polish Confederation of Private Employers Lewiatan – Polskiej
Konfederacji Pracodawców Prywatnych Lewiatan (PKPP
Lewiatan), Poland
 |
|
Swedish Consumers’ Association
–
Sveriges Konsumenter, SE
|
| Swedish Shareholders’ Association – Sveriges Aktiesparares
Riksförbund (SARF), SE
|
| Test-Achats, BE
|
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UFC Que Choisir, FR
|
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Union Nationale des Associations Familiales (UNAF), FR
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| Weis Susanne, DE
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Other
| Association of Consumer Credit Information Suppliers (ACCIS),
international
|
| Confederation of Family Organisations in the EU (COFACE), EU
|
| Confederation of the Nordic Bank, Finance and Insurance
Unions (NFU),
international
|
| Conseil des Notariats de l’UE (CNUE), EU
|
| Consiglio Nazionale del Notariato (CNN), IT
|
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David Severn Consulting, UK
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| Direct Marketing Association (UK) Ltd. (DMA), UK
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| European Land Registry Association (ELRA), EU
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| European Social Investment Forum (Eurosif), FR
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Fair Isaac Corporation, UK
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| Financial Services Users’ Forum (FIN-USE),
EU
|
| Finnish Union of Insurance Employees – Vakuutusväen Liitto ry (VvL), FI
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| Institute of Chartered Accountants in England & Wales (ICAEW),
UK
|
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Jayr, Marcel, FR
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Joint response from
16 out-of-court redress bodies, EU
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| Präventionsnetzwerk Finanzskompetenz, DE
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| Schwintowski, Hans-Peter, DE
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UNI-Europa Finance, EU
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