Retail financial services, Archives, Mortgage credit

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Archives on mortgage credit

Consultation & hearing on responsible lending and borrowing

30.11.2009 Summary of responses PDF - 81 KB
Replies authorised for publication
Midday Express, MEX/09/1201
15.6.2009 Consultation on Responsible Lending and Borrowing in the EU
Press release, IP/09/922

A public hearing on responsible lending and borrowing was held in Brussels on 3 September 2009 to discuss with stakeholders the most appropriate policy responses to the challenges faced by borrowers and the financial services industry, and to draw together the main conclusions from the consultation.

7.10.2009 Summary of the hearing PDF - 74 KB
10.9.2009 Webstreaming of the hearing, morning & afternoon
Participants PDF - 66 KB
Presentations & speeches (in the order of the programme)
3.9.2009 Programme PDF - 133 KBEnglish
31.8.2009 Midday Express, MEX/09/831

White Paper on the Integration of EU mortgage credit markets

18.12.2007

 Commission adoption of White Paper on the Integration of EU mortgage credit markets, COM(2007)807
Impact Assessment report, SEC(2007)1683

Press release, IP/07/1955
Frequently asked questions, MEMO/07/593

Green Paper on mortgage credit in the EU

23.5.2006 Feedback on the consultation on Green Paper PDF - 173 KB
24.1.2006 Comments on the Green Paper authorised for publication
7.12.2005 Public hearing on mortgage credit
19.7.2005 Green Paper on mortgage credit in the EU, COM(2005)327
Press release, IP/05/971
Frequently asked questions, MEMO/05/268
Speech of Charlie McCreevy, SPEECH/05/451

Government Expert Group on Mortgage Credit (GEGMC)

The Government Expert Group on Mortgage Credit was established in early 2005 to advise the Commission on its policy on mortgage credit. It is composed of Member State representatives from all EU Member States, plus some EFTA countries. Representatives come from a range of bodies, including Ministries of Finance, Ministries of Justice, financial regulators, etc. Its main tasks are to assist the Commission in the definition and development of its mortgage credit policy.

Meetings:

19.9.2008 Agenda PDF - 14 KB
13.2.2008 Agenda PDF - 16 KB
10.1.2007 Agenda PDF - 19 KB
31.5.2006 Agenda PDF - 19 KB
Working document PDF - 49 KBPDF - 54 KBPDF - 52 KB
Received comments authorised for publication
24.2.2005 Agenda PDF - 23 KB

Mortgage Funding Expert Group (MFEG)

26.11.2007 Feedback on the reports of MFEG and MICEG PDF - 65 KB
26.2.2007 Comments on the reports of MFEG and MICEG authorised for publication
17.1.2007 Consultation on the Report of MFEG and the Report of MICEG
Press release, IP/07/54
22.12.2006 Report of MFEG PDF - 402 KB
Executive summary PDF - 50-55 KBPDF - 54 KBPDF - 52 KB
5.4.-6.12.2006 Meetings:
7.7.2006 Work plan PDF - 35 KB
27.6.2006 Press release, IP/06/855
21.3.2006 Members of the group PDF - 17 KB
23.2.2006 Terms of reference PDF - 35 KB

Mortgage Industry and Consumer Dialogue (MICEG)

26.11.2007 Feedback on the reports of MFEG and MICEG PDF - 65 KB
26.2.2007 Comments on the reports of MFEG and MICEG authorised for publication
17.1.2007 Consultation on the Report of MFEG and the Report of MICEG
Press release, IP/07/54
12.1.2007 Report of MICEG PDF - 51 KB
6.4.-12.12.2006 Meetings:
  • 12 December (political)
  • 29 November (technical on Information/Advice/Early Repayment/APR as well as any other issues deemed relevant), participants PDF - 21 KB
  • 8 November (technical on Information/Advice), participants PDF - 21 KB
  • 9 October (technical on Early Repayment/APR), participants PDF - 21 KB
  • 13 September (technical on Information/Advice), participants PDF - 21 KB
  • 23 June (technical on Early Repayment/APR), participants PDF - 21 KB
  • 10 May (technical on Information/Advice), participants PDF - 17 KB
  • 6 April (political)
17.5.2006 Press release, IP/06/642
29.3.2006 Terms of reference PDF - 36 KB

Public hearing on mortgage credit

7.12.2005

 Summary PDF - 19 KB
Keynote speech, SPEECH/05/775, Charlie McCreevy, Internal Market and Services Commissioner
Presentations
Programme PDF - 26 KB 

Forum Group on mortgage credit

13.12.2004

Report on the Integration of the EU Mortgage Credit Markets PDF - 354-544 KBDeutschFrançais
Press release, IP/04/1466
Executive summary and Recommendations PDF - 95-186 KBCastellanoDanskDeutschEesti keelEllinikaFrançaisItalianoNederlandsPortuguêsSlovenščinaSuomiSvenska
27.3.2003 Press release, IP/03/442

 

Last update: 21.11.2011