| Title |
| Consultation on Responsible Lending and Borrowing in the EU |
|
| Policy field(s) |
| Internal market, Responsible lending |
|
| Target group(s) |
| All citizens and organisations were welcome to contribute to this
consultation. Contributions were particularly sought from consumer
organisations, the financial services industry and public
authorities. |
|
| Period of consultation |
| From 15.6.2009 to 31.8.2009 |
|
| Objective of the consultation |
| In its Communication to the Spring European Council Driving
European Recovery of 4 March 2009 – COM(2009)114, available at
http://ec.europa.eu/commission_barroso/president/index_en.htm –
the European Commission undertook to come forward with measures at
EU level on responsible lending and borrowing, including a reliable
framework on credit intermediation, in the context of delivering
responsible and reliable markets for the future and restoring
consumer confidence. Building on previous consultations and policy
development in the area of retail financial services, and especially
mortgage credit, this consultation sought to strengthen and deepen
the Commission services’ understanding of the remaining issues
surrounding responsible lending and borrowing, and to inform our
analysis of the varying policy options in this area. The objective
of this consultation was to collect stakeholders’ reactions to the
issues raised in the consultation document. |
|
| View the consultation document |
Consultation on Responsible Lending and Borrowing in the EU
  |
|
| Contact details |
| Responsible service: DG Internal Market and Services, Unit
H3 – Retail issues, consumer policy and payment services |
| E-mail: markt-retail-consultation@ec.europa.eu |
| Postal address: European Commission, SPA2 4/69, BE-1049 Brussels |
|
| Number of responses received to this consultation |
| 109 |
|
| View the contributions |
| In the interests of transparency, organisations have been invited to provide the public with relevant information about themselves by registering in the Commission's Interest Representative Register and subscribing to its Code of Conduct. If the organisation is not registered, the submission is published separately from the registered organisations.
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|
| Results of consultation and next steps |
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