| Title |
| Consultation on Financial Inclusion: Ensuring access to a basic
bank account |
|
| Policy field(s) |
| Internal market, Financial inclusion |
|
| Target group(s) |
| All citizens and organisations were welcome to contribute to this
consultation. Contributions were particularly sought from consumer
organisations, financial services industry and public authorities. |
|
| Period of consultation |
| From 6.2.2009 to 6.4.2009 |
|
| Objective of the consultation |
| In
its staff working document on the initiatives in the area of retail
financial services, accompanying the Communication 'A single
market for 21st century Europe', the European
Commission invited all stakeholders to reflect on the possibilities
to ensure that by a certain date nobody will be denied access to a
basic bank account. In many Member States, citizens are not
guaranteed access to a basic bank account. This usually prevents the
people concerned from having access to other financial services and
is an important factor of social exclusion. The objective of this
consultation was to collect views from all stakeholders on how
financial inclusion can be improved and, more specifically, to
ensure that by a certain date every EU citizen or resident has
access to a basic bank account. The Commission services in
particular welcomed input on how the responsibilities and competences
between the public authorities and the private sector, and more
broadly between the national and the European level, should best be
shared to address financial exclusion, and on what instruments could
be used. |
|
| View the consultation document |
Consultation on Financial Inclusion: Ensuring access to a basic bank account
    |
|
| Contact details |
| Responsible service: | DG Internal Market and Services,
Unit H3 – Retail issues, consumer policy and payment services |
| E-mail: |
markt-retail-consultation@ec.europa.eu |
| Postal address: | European Commission, SPA2 4/69, BE-1049
Brussels |
|
| Number of responses received to this consultation |
| 97 |
|
| View the contributions |
| In the interests of transparency, organisations have been
invited to provide the public with relevant information about
themselves by registering in the Interest Representative Register and
subscribing to its Code of Conduct. If the organisation is not
registered, the submission is published separately from the registered
organisations.
|
|
| Results of consultation and next steps |
|
|
|
|
|
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