About this initiative
Legislative proposal for an EU framework on crowd and peer to peer finance
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The Commission would like to hear your views.
Once the roadmap or inception impact assessment is open for feedback, you have 4 weeks to tell us what you think. You can choose between having your feedback:
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Alex Plana Paluzie (Spain)
As a lawyer involved in this field I would say that between the alternative 3 regarding the harmonization of regulations in the EU and the alternative 4, regarding the EU regulations for cross-border transactions, there is another option that should be taken into account. This alternative would be that EU may create a minimum framework applicable throughout all the EU (EU Directive), while maintaining the national legislations for companies...
NKK Finance LTD (Ireland)
As a CEO of Flender (FCA regulated peer to peer lender) I welcome creating the required conditions such as licensing regimes that can be used across the EU without requiring further authorisation in each EU country. I would also hope that platforms which have gone through extensive and long due diligence to received credit licence (up to 24 months) by regulator such as FCA would be on fast track to receive EU wide licence in comparison to...