Payment cards are the most commonly used electronic payment instrument. A payment card allows its holder to access funds and to make payments either on credit (credit card), either by debiting an account (debit card).
Legislation and other Community acts
Regulation 924/2009 of the European Parliament and of the Council of 16 September 2009 on cross-border payments in the Community and repealing Regulation (EC) No 2560/2001
- Commission Recommendation 97/489/EC of 30 July 1997 concerning transactions by electronic payment instruments and in particular the relationship between issuer and holder