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Payment cards

Payment cards are the most commonly used electronic payment instrument. A payment card allows its holder to access funds and to make payments either on credit (credit card), either by debiting an account (debit card).

Legislation and other Community acts

  • Regulation 924/2009 of the European Parliament and of the Council of 16 September 2009 on cross-border payments in the Community and repealing Regulation (EC) No 2560/2001
  • Commission Recommendation 97/489/EC of 30 July 1997 concerning transactions by electronic payment instruments and in particular the relationship between issuer and holder