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Direct debit

Direct debits are convenient and widely used payment means within the EU Member States. Nevertheless the volume of cross-border direct debits remains very low. The European Commission, the European banking sector and standardisation bodies have already started working towards a pan-European cross-border direct system.


  • Harmonisation of the legal framework for cross-border direct debit systems in the 15 Member States of the European Union
Part 1   Executive Summary: Definitions and description of national direct debit systemspdf Choose translations of the previous link     
Part 2   Comparative analysis of national direct debit schemespdf Choose translations of the previous link 
Part 3   Proposals for a harmonised legal frameworkpdf Choose translations of the previous link