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Bank accounts

Bank accounts are essential tools for all consumers. It is therefore necessary to guarantee that they are accessible to all citizens in the EU and that consumers have appropriate means to choose the product which best fits their needs.

Directive 2014/92/EU

Council adopts Directive 2014/92/EU on the comparability of fees related to payment accounts, payment account switching and access to payment accounts with basic features
European Parliament adopts the Directive on payment accounts
Proposal for a directive on the transparency and comparability of payment account fees, payment account switching and access to a basic payment account

Consultations on Bank accounts


Recommendation and follow-up

National measures and practices as regards access to basic payment accountpdf(97 KB) Choose translations of the previous link  (SWD(2012)249) – Member States’ follow-up to the Recommendation
Commission adoption of a Recommendation on access to a basic payment account (2011/442/EU)

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