Main legislative texts
- Directive 2013/36/EU on access to the activity of credit institutions and the prudential supervision of credit institutions and investment firms (CRD IV)
- Regulation (EU) No 575/2013 on prudential requirements for credit institutions and investment firms (CRR)
- Press release (17.07.2013)
- Frequently Asked Questions
On 20 July 2011, the Commission adopted a legislative package to strengthen the regulation of the banking sector. The proposal replaces the current Capital Requirements Directives (2006/48 and 2006/49) with a Directive and a Regulation and constitutes another major step towards creating a sounder and safer financial system. The directive governs the access to deposit-taking activities while the regulation establishes the prudential requirements institutions need to respect.
Delegated and Implementing Acts under CRR / CRD IV
Public Consultation on the possible impact of the CRR and CRD IV on bank financing of the economy – 15.07.2015
The Commission launched a consultation on the potential impact of Capital Requirements Regulation (CRR) and Directive (CRD IV) on the bank financing of the economy with a view to gather the stakeholders’ views and evidence.
Public Consultation on possible measures to strengthen bank capital requirements for counterparty credit risk – 09.02.2011
This consultation was closed on 9 March 2011.
Consultation on countercyclical buffers – 22.10.2010
This consultation was closed on 19 November 2010.
Public hearing on further possible changes to the Capital Requirements Directive (“CRD IV”) – 26.04.2010
Consultation – 26.02.2010
This consultation was closed on 16 April 2010.
Consultation – 07.2009
This consultation was closed on 4 September 2009.