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Better access to finance

Small businesses often have difficulties financing their growth and innovations. The European Commission is working with the Member States to stimulate the provision of loans and venture capital for SMEs.

Evaluation report: Evaluation of Market Practices and Policies on SME Rating PDF [2 MB]

Getting an innovative firm off the ground or expanding it requires money, but financing SMEs is a risky proposition for financiers. To solve this, Europe needs more investors and banks willing to take the risk, and European entrepreneurs need a better understanding of investors' and banks' concerns in order to be able to provide assurances about the soundness of their proposal.

What does the EU do?

Action plan to improve access to finance for SMEs

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