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Access to finance

Quick guide to funding

Directions poll pointing at different sources of funding

Depending on their needs, small and medium-sized enterprises may be eligible for EU indirect funding via financial intermediaries in their home country or for direct grant funding from the European Commission.

Indirect funding

Financing for regular business investments

EU funds are allocated to:

  • financial intermediaries to help SMEs find seed money, start up, expand and transfer their business using equity financing and guarantees
  • national/regional authorities via the Structural Funds

To access indirect funding:

Locate national/regional managing authorities who can inform you about obtaining financing in your country or region via the EU Structural Funds

Direct funding - grants

Co-financing for projects in policy fields defined by the Commission 

The Union provides grants aimed at specific policy objectives like research or education, mostly by funding cooperative projects. Some of these can be relevant for small businesses. All grants are accessed through calls for proposals at specified times.

EU-funded programmes for SMEs (all EU languages)
The European Union's grants website

Would your business like to provide services, works or supplies for the European institutions? Please consult the list of current calls for tender (public procurement), available in all EU languages.

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