This Flash Eurobarometer Access to finance (No 271) was commissioned by the European Commission’s DG Enterprise and Industry, in cooperation with the European Central Bank (ECB).<br/> It was set up to measure EU companies’ use of various sources of finance, to assess the extent to which companies face difficulties when it comes to accessing finance and to study companies’ expectations in terms of financing their future projects and developments.
The survey, which was conducted in EU member states, Croatia, Iceland and Norway, examined companies’:
The survey shows that access to finance of small business is difficult, as the availability of bank loans has deteriorated for almost half of them. Despite this, over 70% of SMEs got all or part of the bank loan they wanted, and only about 15% were fully rejected. The results of the survey are available below. A corresponding report for the Euro Area can be found on the website of the European Central Bank .