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Sector inquiries >

• Business insurance
• Retail banking

Financial services

Sector Inquiries > Retail banking

Final report (31 January 2007)

• Communication from the Commission: Sector Inquiry under Art 17 of Regulation 1/2003 on retail banking - COM(2007)33 final (21 languages)
• Commission staff working document accompanying the Communication from the Commission. Sec (2007)16 (English only)
• Press release: Commission sector inquiry finds major competition barriers in retail banking. IP/07/114. (22 languages)
• Frequently asked questions - MEMO/07/40 (en)
• Speech by Neelie Kroes, European Commissioner for Competition Policy (en)

Public hearing (17 July 2006)

Experts representing numerous stakeholders of the retail banking sector were invited to discuss the preliminary findings of the sector inquiry. The discussion focused the two areas highlighted in the Interim Reports: payment cards, and current accounts and related services.

• Press release: Public hearing on competition in retail banking, Brussels (IP/06/999)
• Replies to the public consultation on the interim report on current accounts and related services (closed on 21 June 2006)
• Replies to the public consultation on the interim report on payment cards and payment systems (closed on 09 October 2006)

Interim reports (April - June 2006)

• Interim report II - Current accounts and related services (17 July 2006)
  Press release: Public hearing on competition in retail banking, Brussels (IP/06/999)
• Interim report I - Payment cards (12 April 2006)
  Press release: Commission sector inquiry highlights competition concerns in payment cards industry (IP/06/496)

Opening of the inquiry (13 June 2005)

• Commission Decision initiating the inquiry COM de en fr
• Opinion of the Advisory Committee de en fr
• Communication by Commissioner Kroes in agreement with Commissioner McCreevy: Memorandum on sector inquiries in financial services (retail banking and business insurance) de en fr 
• Press release: Commission opens sector inquiries into retail banking and business insurance. IP/05/719, 13.06.2005